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Short Term

Allsurance Short Term Health Insurance Plans

Short term health insurance plans are designed to provide health coverage for a limited period of time. These plans are ideal for people who are between jobs and not eligible for employer-sponsored health insurance, or for those whose needs exceed the maximum duration allowed under COBRA guidelines. Here’s what you need to know about these plans:

Most short term health insurance plans last from 30 days up to 12 months. However, some insurers may offer coverage that lasts longer than 12 months if needed.

Short term health insurance typically covers only large medical expenses like hospital stays and surgeries, rather than small routine procedures that many other types of policies typically cover. As a result, short term plans tend to be less expensive than standard insurance.

Because their coverage is limited, short term health insurance plans usually have higher deductibles and lower premiums than other types of policies. However, these factors can make them a good option for people who are only seeking occasional coverage or cannot afford a more comprehensive plan.

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What our customers are saying.

christie walkerchristie walker
02:14 07 Jun 22
Lionel was very helpful with ensuring my family received the best service and insurance rates. He went above and beyond his duties and I really appreciate his service.
Jorge RamosJorge Ramos
01:48 18 May 22
Allsurance has amazing customer service and professional staff that explains everything in understandable terms. Thanks Mike you are awesome and excellent at your job, every company needs a down to earth and upbeat employee that treats clients like family. It’s always a pleasure doing business with someone that treats you as a human being and not a number. Give them a call you won’t be disappointed and they will find you a great deal!
Kristal ChestnutKristal Chestnut
23:23 17 May 22
Lionel,and Michael are the best! They both helped me in a timely manner,and got me taken care of! Thanks guys!
Seth RiedeSeth Riede
17:37 13 May 22
I couldn't be more pleased! These guys went way out of their way to not only get me a good policy, but a few weeks after called back because they found a better and cheaper option. Very professional and personable. Excellent service.
Ramiele MalubayRamiele Malubay
22:46 08 May 22
Leo has been incredibly helpful & made it very easy for me to make sure I’m covered while transitioning to a travel nurse!
donna smithdonna smith
21:40 02 May 22
Mr. Lionel is the best agent I have ever had ..he took great care of me and my family with all of our needs.Thank You so much Mr. LIONEL👍👍
Veta DavisVeta Davis
22:59 22 Apr 22
I’m so happy to find my new family with Allsurance! Mr. Lionel has been amazing with the whole experience that I’ve had especially with him assisting me to find the perfect insurance! He’s helped me with all of my needs and wants. I will be referring this company to all of my family and friends. Thank you Mr. Lionel for all of your help and your open arms to me being a new customer to the Allsurance company!
Tanisha HubbardTanisha Hubbard
21:55 22 Apr 22
Great experience my Lionel is awesome he was able to get me everything I needed as far as coverage and all at an affordable rate.
Monique HendersonMonique Henderson
21:31 21 Apr 22
Lionel has been very helpful, patient and understanding. I feel everything is going to work out for the best. He went through all my options and found the best one for me. Thank you and I’m grateful.
Jeffery CarterJeffery Carter
04:10 03 Dec 21
I appreciate this Insurance, and our Insurance agent is very honest and easy to talk with also very Informative. Helped my wife and I put together a good plan that worked for our family. Would totally recommend this Insurance to anyone looking for a good plan and also a great agent to help you understand things in detail. Look into this for sure.
Al JohnsonAl Johnson
15:31 24 Nov 21
Lionel is very knowledgeable and extremely helpful. Lionel even makes the process bearable. He has been a blessing to my family. I highly recommend Lionel and Allsurance.
George CurtisGeorge Curtis
23:52 31 Oct 21
Leo was great to work with! He was super responsive and took good care of us with great service and very quick response times. Highly recommend!
Ti ImerbsinTi Imerbsin
17:06 01 Oct 21
Ask for LEO! He is the Greatest life insurance salesman of all time. Not only he is super knowledgeable and super honest. He will treat you like a family.
Desiree BradfordDesiree Bradford
16:45 01 Oct 21
Allsurance made getting life insurance simple, painless and affordable. They did all the shopping for me and I got the best bang for my dollar! Thanks for all the help!
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